:root{--navy:#063a70;--blue:#0b5ba5;--red:#e31f32;--ink:#16324a;--muted:#667a8c;--sand:#f4eee5;--cream:#fbfaf7;--line:#dce5ec;--white:#fff;--shadow:0 22px 60px rgba(6,43,75,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font:400 16px/1.72 "DM Sans",Arial,sans-serif}img{display:block;max-width:100%}a{color:var(--blue)}.wrap{width:min(1100px,calc(100% - 40px));margin:auto}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid rgba(6,58,112,.1);backdrop-filter:blur(14px)}.nav-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:800;text-decoration:none}.brand img{width:54px;height:54px;object-fit:contain}.brand small{display:block;color:var(--muted);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase}.nav-links{display:flex;align-items:center;gap:22px;font-size:.88rem;font-weight:700}.nav-links a{color:var(--navy);text-decoration:none}.nav-links a:hover{color:var(--red)}.nav-cta{padding:11px 18px;border-radius:999px;background:var(--red);color:#fff!important}.legal-hero{position:relative;padding:92px 0 78px;overflow:hidden;background:linear-gradient(145deg,#052f5a,#0b528d);color:#fff}.legal-hero:after{content:"";position:absolute;width:420px;height:420px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:-130px;top:-220px;box-shadow:0 0 0 74px rgba(255,255,255,.025),0 0 0 148px rgba(255,255,255,.018)}.eyebrow{position:relative;z-index:1;color:#ff8b95;font-weight:800;font-size:.78rem;letter-spacing:.13em;text-transform:uppercase}.legal-hero h1{position:relative;z-index:1;max-width:850px;margin:13px 0 18px;font:700 clamp(2.75rem,6vw,5.2rem)/1 "Playfair Display",Georgia,serif;letter-spacing:-.035em}.legal-hero p{position:relative;z-index:1;max-width:740px;margin:0;color:#deebf4;font-size:1.05rem}.legal-main{padding:68px 0 88px}.legal-grid{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:42px;align-items:start}.legal-card{padding:42px 46px;border:1px solid var(--line);border-radius:28px;background:#fff;box-shadow:var(--shadow)}.legal-card h2,.legal-card h3{color:var(--navy);font-family:"Playfair Display",Georgia,serif}.legal-card h2{margin:42px 0 12px;font-size:2rem;line-height:1.16}.legal-card h2:first-child{margin-top:0}.legal-card h3{margin:24px 0 8px;font-size:1.28rem}.legal-card p{margin:0 0 14px;color:#425c70}.legal-card ul{margin:0 0 18px;padding-left:22px;color:#425c70}.legal-card li+li{margin-top:8px}.legal-card strong{color:var(--ink)}.legal-card table{width:100%;border-collapse:collapse;margin:18px 0 24px;font-size:.9rem}.legal-card th,.legal-card td{padding:13px 14px;border:1px solid var(--line);vertical-align:top;text-align:left}.legal-card th{background:#f3f7fa;color:var(--navy)}.legal-note{padding:18px 20px;border-left:4px solid var(--red);border-radius:0 14px 14px 0;background:var(--sand);color:#40596c!important}.legal-aside{position:sticky;top:102px;padding:26px;border-radius:24px;background:var(--navy);color:#fff}.legal-aside h2{margin:0 0 12px;font:700 1.5rem/1.2 "Playfair Display",Georgia,serif}.legal-aside p{margin:0 0 18px;color:#d7e5ef;font-size:.9rem}.legal-aside a{display:block;padding:10px 0;border-top:1px solid rgba(255,255,255,.15);color:#fff;text-decoration:none;font-size:.88rem;font-weight:700}.updated{display:inline-flex;margin-top:22px;padding:8px 12px;border-radius:999px;background:rgba(255,255,255,.11);color:#dceaf3;font-size:.78rem;font-weight:700}.footer{padding:36px 0;background:#031f3b;color:#d8e4ed}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer img{width:120px}.footer-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:10px 19px;font-size:.82rem}.footer-links a{color:#d8e4ed;text-decoration:none}.footer-links a:hover{color:#fff;text-decoration:underline}.footer-links span{width:100%;text-align:right;color:#9db2c2}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:16px;top:16px;z-index:99;padding:10px;background:#fff;color:var(--navy)}
@media(max-width:820px){.nav-links a:not(.nav-cta){display:none}.legal-grid{grid-template-columns:1fr}.legal-aside{position:static}.footer-inner{align-items:flex-start;flex-direction:column}.footer-links{justify-content:flex-start}.footer-links span{text-align:left}.legal-card{padding:32px}}
@media(max-width:560px){.wrap{width:min(92%,1100px)}.brand span{display:none}.nav-inner{min-height:68px}.brand img{width:46px;height:46px}.legal-hero{padding:70px 0 60px}.legal-main{padding:42px 0 66px}.legal-card{padding:24px 20px;border-radius:22px}.legal-card table,.legal-card thead,.legal-card tbody,.legal-card tr,.legal-card th,.legal-card td{display:block}.legal-card thead{position:absolute;left:-9999px}.legal-card tr{border:1px solid var(--line);border-radius:14px;overflow:hidden;margin-bottom:12px}.legal-card td{border:0;border-bottom:1px solid var(--line)}.legal-card td:last-child{border-bottom:0}}